Your membership at Credit Union South begins when you open a “share” (savings) account. The share deposit represents your ownership in Credit Union South and that gives you the right to participate in the election of the volunteer board of directors. Directors are elected during the Annual Shareholder Meetings that usually takes place during the month of March. 

Regular Savings

$500.00 - 19,999.99 .05% A.P.R.* .05% A.P.Y.**  
$20,000.00 Over .15% A.P.R. .15% A.P.Y.  
Dividends paid quarterly


$1,000.00 minimum 0.35% A.P.R 0.35% A.P.Y
1 Year Maturity
$1,000.00 minimum 0.50% A.P.R 0.50% A.P.Y
2 Year Maturity
Dividends paid at maturity


Balance over $500.00 .05% A.P.R .05% A.P.Y  
Dividends paid monthly


$501 - $2,499.00 .15% A.P.R. .15% A.P.Y.  
$2,500.00 - $19,999.99 .25% A.P.R. .25% A.P.Y.  
Over $20,000.00 .35% A.P.R. .35% A.P.Y.  
Dividends paid quarterly

Christmas Club

Balance over $200.00 Currently accruing at .05% A.P.R. .05%A.P.Y.  

Rate to be determined in October.

Interest rates subject to change.

Dividend paid annually

 Rates effective 1/23/19

*APR = Annual Percentage Rate


**APY = Annual Percentage Yield



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